Zen — Other apps track your budget. Zen tracks your wealth.

AI news feed

News, matched to what you actually own.

Zen's AI reads thousands of sources in real time and connects each story to the specific assets you hold, weighing how much it matters. The result is a feed of relevant signal, ranked by impact — instead of an endless stream of headlines.

✓ Understands your portfolio, holding by holding
✓ Ranks each story by how much it affects you
✓ Filters out everything that isn't relevant

The Zen app news feed — stories matched to the assets in your portfolio

The Zen app budget screen — net cash flow, money in and out, and spending by category

Budgeting & saving, built in

Your whole cash flow, in one clear view.

Zen isn't only about net worth. See exactly what's coming in and going out, set spending limits by category, and keep your savings goals on track — the everyday money tools you actually use, finally without the clutter.

✓ Net cash flow and money in vs. out, at a glance
✓ Spending limits and a clear breakdown by category
✓ Savings goals that track themselves

The full picture

Everything you own, finally in one place.

Capable, detailed tracking — in an interface designed to stay calm and uncluttered.

Net Worth

Real-time across every asset

Stocks, ETFs, crypto, bonds, real estate, commodities, collectibles, even gaming items. If it holds value, Zen tracks it — pulling live pricing and updating your complete net worth as the markets move. No spreadsheets, no stale numbers.

The Zen Score

One number for your financial health

The Zen Score distills diversification, concentration, and momentum across your whole portfolio into a single, glanceable signal. Watch it move over time and understand the “why” behind every shift.

Privacy

Read-only, and never for sale

Connections run through Plaid in read-only mode, secured with 256-bit AES encryption. Zen can never move your money — and because you pay for the app, your data is never the product. We never sell it.

Why Zen

One app for your whole financial life.

Most people juggle a budgeting app, a separate net-worth tracker, and a news feed that knows nothing about them. Zen is all of it — budgeting, saving, and full wealth tracking — done cleaner, in one calm place.

Other finance apps

One piece at a time

— Budgeting and last month's spending
— A generic news feed, the same for everyone
— A handful of supported account types
— Often free — because your data is the product

Zen · all of it, in one app

The whole picture

✓ Budgeting, saving, and net worth — all in one
✓ Tracks anything you own, blue chips to collectibles
✓ AI news matched to your holdings, plus the Zen Score
✓ Privacy-first — you're the customer, not the product

Built on trust

Your data, treated like it's yours.

Strong encryption, read-only access, and a business model that never relies on selling your data.

Read-only by design

Zen connects through Plaid and can never move money or place a trade. It can only ever look.

256-bit encryption

Your data is protected with 256-bit AES encryption in transit and at rest, plus Face ID locks.

Never sold

We earn from the app, not your data. None of it is ever sold or shared — you're the customer, not the product.

You're in control

Access, export, or permanently delete your data whenever you'd like. It's yours, not ours — and it stays that way.

How it works

From scattered to clear in three steps.

Connect or add

Securely link your accounts through Plaid in read-only mode, or add any asset by hand — from a rental property to a rare watch. It takes about a minute.

Watch it populate

Your dashboard fills instantly with real-time pricing across every asset class, rolling up to a single live net worth and your Zen Score.

Stay ahead

Zen's AI scans thousands of sources around the clock and delivers only the news that matches your holdings — so you see what moves your money first.

Questions

Good to know.

Just about everything. Traditional investments like stocks, ETFs, mutual funds, and bonds; crypto including Bitcoin, Ethereum, and Solana; and alternative assets like real estate, commodities, collectibles, and gaming items. If it holds value, the goal is for Zen to track it — all rolled into one live net worth.

Zen's AI continuously scans thousands of news sources, then matches each story to the specific assets you hold. Instead of a generic feed that's the same for everyone, you get a personalized stream of only the news that's relevant to your portfolio — filtering out the noise so you can act on what matters.

The Zen Score is a single number that captures the overall health of your portfolio — factoring in diversification, concentration, and momentum across all of your assets. It gives you an at-a-glance read on where you stand and how it's trending over time. (It's a tracking signal, not investment advice.)

Yes. Account connections run through Plaid in read-only mode, so Zen can never move or touch your money. Data is protected with 256-bit AES encryption and biometric (Face ID / Touch ID) locks. Because Zen is a paid app, we never sell your data — you're the customer, not the product.

We're in private beta now. Everyone on the early-access list gets in first, ahead of the full App Store launch. Join the list and we'll reach out as spots open.

Pricing is announced at launch. Everyone on the early-access list locks in special lifetime pricing as a thank-you for being early — and helps shape the product before it's public.